Financial Adviser / Planner
Help people plan savings, insurance, retirement and investments. Regulated under the FAIS Act with fit-and-proper requirements.
What the job involves
- Assess a client's money, debt, insurance and goals.
- Recommend suitable products and record the advice.
- Stay compliant with FAIS and FSCA requirements.
School subjects you need
Mathematics strongly preferred. Confirm the exact requirement with the institution you apply to.
- Mathematics or Mathematical Literacy
- English
- Accounting
- Economics
- Business Studies
- Mathematics
Marks you normally need
- Minimum NSC pass
- Diploma or Bachelor's pass depending on the qualification
- Indicative APS
- Roughly 24–32 for a BCom
- Subject percentages institutions look for
- Mathematics: 50%+ preferred
- English: 50%+
These are indicative ranges for guidance only. Every university, university of technology and TVET college sets its own admission requirements — check the current prospectus of the institution you are applying to.
Study routes
- BCom Financial Planning / Investment Management3 years
Route toward Certified Financial Planner designation.
- Recognised diploma plus RE exams1–3 years
Advisers must meet FSCA fit-and-proper rules, including the RE5 regulatory exam and product-specific competence.
What you could earn
- Entry level
- R15 000 – R30 000 per month plus commission
- Mid-career
- R35 000 – R70 000 per month
- Senior
- R80 000 – R200 000 per month (heavily commission-dependent)
Indicative gross monthly ranges from public South African salary sources. They vary by employer, province and experience, and are not guarantees. Compare all careers.
Where you can study this
Public institutions that commonly offer this field. Confirm the exact programme, its minimum APS and the closing date on the institution's own admissions page.
- University of Cape TownUCT · Cape Town
- University of the WitwatersrandWits · Johannesburg
- Stellenbosch UniversitySU · Stellenbosch
- University of PretoriaUP · Pretoria
- University of KwaZulu-NatalUKZN · Durban and Pietermaritzburg
- University of JohannesburgUJ · Johannesburg
- North-West UniversityNWU · Potchefstroom, Mahikeng and Vanderbijlpark
- University of the Free StateUFS · Bloemfontein
- University of the Western CapeUWC · Bellville, Cape Town
- Rhodes UniversityRhodes · Makhanda
- Nelson Mandela UniversityNMU · Gqeberha
- University of Fort HareUFH · Alice and East London
- University of LimpopoUL · Mankweng, Polokwane
- University of VendaUniven · Thohoyandou
- University of ZululandUniZulu · KwaDlangezwa, Richards Bay
- Walter Sisulu UniversityWSU · Mthatha, East London, Butterworth, Komani
- Sol Plaatje UniversitySPU · Kimberley
- University of MpumalangaUMP · Mbombela and Siyabuswa
- University of South AfricaUnisa · Distance learning, head office in Pretoria
- Cape Peninsula University of TechnologyCPUT · Cape Town and Bellville
- Durban University of TechnologyDUT · Durban and Pietermaritzburg
- Tshwane University of TechnologyTUT · Pretoria and surrounding campuses
- Vaal University of TechnologyVUT · Vanderbijlpark
- Central University of TechnologyCUT · Bloemfontein and Welkom
- Mangosuthu University of TechnologyMUT · Umlazi, Durban
Official sources
Questions learners ask
Isifinyezo / Opsomming
isiZulu: Usiza abantu ngokonga, umshwalense nempesheni. Kudinga imvume ye-FSCA.
Afrikaans: Help mense met spaargeld, versekering en aftrede. FAIS-registrasie is verpligtend.